The NIH Federal Credit Union provides brand new and utilized automobile loans, plus refinance options for a wide number of automobile types.

Car loans

The NIH Federal Credit Union offers fast and easy automobile financing regardless if you are buying or refinancing a motor vehicle, vehicle, or SUV. Our car finance system features:

Same great low rates on brand new, utilized and refinanced autos, presently as little as 1.99% APR 1

Terms as much as 84 months

Funding up to 125per cent Loan-to-value 2

No re payments when it comes to very very first 3 months 3

Exclusive user prices on insurance coverage and security programs

Save some time cash with your online vehicle Buying solution

Desire to calculate your re payment? Utilize our car loan calculator

Get pre-approved with START! 5

Our BEGIN (indication Today and Ride Today) program is preferable to a conventional pre-approval. Not just can you obtain the assurance to be a money customer, you close your loan also right during the dealership. This is how it really works:

Make an application for low-rate NIHFCU request and financing your BEGIN Express Draft

Bring your START Draft towards the dealer and store confidently such as a money customer

Close on NIHFCU funding during the dealership. Simply fill out of the START Draft and allow the dealer look after the others

Drive from the lot without unneeded wait

Car Buying Services

Search for your next automobile with your free, no responsibility vehicle Buying provider, with unique user rates at convenient dealerships, nationwide.

Automotive loans for International Fellows

Are you currently a worldwide other? Make sure to take a look at our popular Fellows Advantage Program to guide your unique borrowing requirements. Find out more

Motorcycle Loans

The NIHFCU funds used and new motorcycles and our system features:

Great low prices currently as little as 5.74% APR 1

Terms as much as 84 months

Funding up to 100percent Loan-to-value 2

No re re payments for the very very first 3 months 3

Exclusive member prices on insurance coverage and protection programs

Wish to calculate your re payment? Utilize our automobile loan calculator

Refinance to cut back your price and reduce your payment

A lot of people don’t obtain the most useful deal once they first fund their purchase, whether it’s in the dealer or perhaps a bank. That’s where we are offered in, with excellent refinance terms which may be in a position to assist quickly recover cash you need to use for cost savings or other requirements. Contact that loan agent today.

All online automobile refinance

I refinanced my car with NIHFCU in addition they provided me with a rate that is great! Really process that is easy. We totally did everything online without the need to go directly to the branch. I happened to be also in a position to signal all my papers electronically. Process just took about 5 days!

Allow the NIHFCU protect both you and your automobile

Force away expensive repairs, even though you fund elsewhere. MRC provides protection at any fix center in the usa and Canada and even more, including:

Car rental as much as $35/day for 5 times

24-hour crisis roadside help 10

Travel expenses reimbursement, as much as $500 11

Pick the MRC plan that’s best for your requirements at our Protection Program web page or contact us.

Car insurance with unique Prices

NIHFCU users qualify for discounted auto insurance prices from leading providers, through our partner, Trustage ®12

payday loans without a checking account

An average could be saved by you of over $500 8

Complement a house policy to save more possibly

Get an immediate on line with no force estimate

To get more benefits that are great details see our Insurance page or call us.

NIHFCU Loan Guardian

Safeguard your loved ones contrary to the unforeseen and erase your loan financial obligation in case there is

With regards to the situation, Loan Guardian might be able to cancel your staying payments up in to the agreement optimum. 6 For complete details, go to our Protection products web page.

Assured Asset Protection (GAP)

In case your automobile is totaled or taken, your insurance coverage might not protect adequate to pay your loan off. GAP 7 will help spend the real difference. GAP protection includes:

Exclusive low prices, simply $395 8 for automobiles and $419 8 for motorcycles

Deductible help for collision claims

Pay upfront or roll into the month-to-month loan payments

For complete details, go to our Protection tools contact or page us.

Today contact us

Easiest application for the loan ever!

The mortgage application ended up being a straightforward and fast procedure. The employees had been really friendly whenever we called to inquire of questions regarding the mortgage and just how to begin paying it back once again. Overall, this has been a great experience.